NETERVERSE UNIVERSITY / THE EXCELLENCE DISTRICT

Decision Systems Toolkit

Make cash timing, service effort and missing assumptions visible before choosing a next step.

Course companion · October 31, 2026 · Original materials

Start with the fictional defaults. Use one currency consistently; plain amounts have up to two decimal places. The tool connects to no account. Inputs remain in this open page until you download a record; refreshing clears unsaved entries.

MON101

See the dates behind the total.

Opening amountCount it once. Negative opening amounts are allowed.Dated eventsOne event per line: Day | Label | Signed amount. Days 1–366 in order; same-day events use listed order. Up to 100 events.

BIZ101 / BUS201

Include the time behind the service.

Price per jobFictional planning amount.Variable cash cost per jobFixed cash costs per periodOwner hours per jobUp to two decimal places.Chosen owner-time value per hourA planning choice, not an actual wage or payment.Jobs per periodWhole number from 0 to 1,000,000.

MON101

Compare the same period.

Monthly-plan chargeAnnual-plan chargeOne-time annual-plan setup chargeComparison period in monthsWhole number from 1 to 1,200.

Keep the assumption beside the decision.

What question are you deciding?Assumptions and missing costs or termsWhat is observed, confirmed, hypothetical or still unknown?Next action, proposed owner and review point

Source context: original application connected to BIZ101, BUS201 and MON101; see the course source register and the CFPB educator toolkit. This tool does not reproduce the CFPB forms.

Learn the method behind the tool.

BIZ101 · Four lessons

The Useful Business Lab

Produce an evidence-backed offer hypothesis, cost model and delivery test

Take the course ↗

MON101 · Four lessons

Money in Motion

Build a dated cash-flow calendar and explain one decision using timing, costs and uncertainty

Take the course ↗

BUS201 · Four lessons

Productize a Useful Skill

Package a demonstrated skill into a clear educational product or fixed-scope service concept.

Take the course ↗